The bank deposit certificate was found to be fraudulent one year later, and 200 million deposits disappeared, and the bank said it did not know

Hangzhou, December 7 (Reporter Zhou Yifan) According to the Voice of China "News Evening Peak" report, recently, a number of Zhejiang listeners reported to the Voice of China that about a year ago, they opened accounts in several rural credit cooperatives in Binzhou City, Shandong Province to deposit money, and after the expiration date, everyone went to prepare to withdraw the money, but the bank told that the deposit certificate was fake, and the deposits on the account were missing.

Some users reported the case to the local police, and it is understood that the current problem of rural credit cooperatives in Binzhou City involves Bincheng District, Zouping County and Boxing County, with a total amount of more than 200 million. How did the deposit certificate become a fake for the card and the money deposited at the counter?

Miss Wang's money was stored in the Bohai Five Road Branch of the Bincheng District Rural Credit Cooperative Union a year ago, and after it expired in early November this year, she traveled from Zhejiang to Shandong to take out the money. Miss Wang took all the cards to the staff, and later someone came and asked Miss Wang to come upstairs and say.

The bank staff told Miss Wang that the money in the account was transferred to an enterprise, this enterprise is very large, this enterprise is very advanced, but it has not yet started, I don't know what the reason is, and it stops there now.

The same experience as Miss Wang, there are currently 22 people, from Shaoxing, Taizhou, Hangzhou and other places in Zhejiang, most of them through friends or intermediaries, they deposited money in the Bohai Five Road Branch of the Bincheng District Rural Credit Cooperation Union, Binzhou Boxing Rural Commercial Bank Caowang Branch and other three banks, Shaoxing depositor Mr. Gu and his relatives coexisted 5 million in the Caowang branch, they can't understand, they are running a normal deposit, why does the money flow to the enterprise?

Mr. Gu said that he took a one-year deposit certificate from the bank in the bank, and at that time he opened a bank card, which was his own card, and the deposit was all during the normal working hours of the bank, which was the window of the bank, and handed the list in and said that the one-year deposit certificate was opened.

Why do savers in Zhejiang go to Binzhou, Shandong to save money? Several depositors said that in addition to the normal time deposit interest, the bank will have a discount of 5% to 6%, Mr. Gu said that because saving money can be saved anywhere, it exists in Shandong because there is some discount, the national interest was 3.3% at that time, and the bank also had a discount of 5% to 6%, and the discount is an open secret on their side, (Shandong) this one is also 5%, 5.5% is also available, and there is 6%.

Discounted interest deposits are actually a disguised high-interest deposit behavior, as long as depositors deposit money in the bank can get a remuneration, and after the deposit maturity can also get statutory interest, in 2014, the China Banking Regulatory Commission, the Ministry of Finance and the People's Bank of China jointly banned the following. Ms. Wang said that she had saved elsewhere before, and there was no problem, after all, the money was stored in the bank. Ms. Wang said that she did not dare to imagine how the money stored in the bank could be fake, she went here to deposit money because it was saved by the bank, not the bank will not deposit, because she came to do this business in the bank counter.

Why are several credit unions in Binzhou, Shandong Province still having business stopped? At noon today, the reporter called the Cao Wang branch of Binzhou Boxing Rural Commercial Bank, and the staff attributed this to personal behavior: "How did they know about this specific matter, how they came about, we don't know, until the first case, we didn't know about this matter." We don't know that in the past, it was normal procedures to do business, and it was also the name signed by the customer, and we didn't know what was going on. When they came to do business, there was no problem with their list, and there was no problem with the formalities, including their signature. ”

At present, the Shandong police have intervened in the investigation, and according to the police, relevant problems have been discovered in June this year, involving rural credit cooperatives in Bincheng District, Zouping County and Boxing County, amounting to more than 200 million. A case has already been filed, suspected of forging financial instruments, at first it was the bank, and then depositors also passed, or the investigation stage.

200 million deposits disappeared, the bank said they did not know, can the depositors' money be recovered? Voice of China will continue to pay attention.